NMD No Money Down
Legal

Privacy Policy

Last updated: March 2026

NMD does not sell your data. We do not share your personal information with third parties for marketing purposes. Full stop.

1. Who We Are

NMD (No Money Down) is an independent financial education and automation platform operated by NMD ZAZA. We publish credit intelligence content, AI-powered tools, and educational resources through our website hosted at GitHub Pages.

If you have any questions about this policy, contact us through our Telegram community.

2. Information We Collect

We collect minimal information and only what's needed to deliver our services:

  • Email address — when you subscribe to our newsletter via the form on our site (processed by Web3Forms)
  • Usage data — anonymous analytics data via Google Analytics (GA4), including pages visited, session duration, and general geographic region
  • Browser/device info — standard data sent by your browser (user agent, screen size) collected passively by analytics

We do not collect Social Security numbers, credit card numbers, financial account information, or any other sensitive financial identifiers.

3. How We Use Your Information

  • To send you our newsletter and educational content (email subscribers only)
  • To understand which content is most useful to our audience (analytics)
  • To improve the site experience and performance

We do not use your data for targeted advertising, profiling, or any automated decision-making.

4. Third-Party Services

We use a small number of trusted third-party services to operate this site:

  • Google Analytics (GA4) — website analytics. Data is anonymized and subject to Google's privacy policy.
  • Web3Forms — form submission processing for newsletter signups. Your email is passed to our configured endpoint.
  • Gumroad — if you purchase any products through our Gumroad store, that transaction is governed by Gumroad's privacy policy.
  • Telegram — our community operates on Telegram. Any data shared there is governed by Telegram's privacy policy.
  • Google Fonts / CDN libraries — loaded from Google and jsDelivr CDNs, which may log IP addresses per their own policies.

5. Cookies

This site uses cookies primarily through Google Analytics to remember your session and measure traffic. We do not use advertising cookies or tracking pixels.

You can opt out of Google Analytics tracking at any time by using the Google Analytics Opt-out Browser Add-on.

6. Data Retention

Email addresses collected through our newsletter form are retained until you unsubscribe. Analytics data is retained per Google Analytics default settings (up to 14 months).

7. Your Rights

Depending on where you live, you may have the right to:

  • Access the personal data we hold about you
  • Request deletion of your data
  • Opt out of analytics tracking
  • Unsubscribe from communications at any time

To exercise any of these rights, reach out through our Telegram community.

8. Children's Privacy

This site is not directed at children under 13. We do not knowingly collect data from anyone under 13 years of age.

9. Changes to This Policy

We may update this policy from time to time. When we do, the "Last updated" date at the top of this page will change. Continued use of the site after updates constitutes acceptance of the revised policy.

10. Contact

Questions about your privacy or this policy? Join our Telegram community or visit the FAQ page.

© 2026 NMD ZAZA · All Rights Reserved
Privacy Terms FAQ Home